Too much focus is placed on markets, investment returns and stock prices. How you arrange your financial life is important. But so too is how you live your life. The second part is unfortunately often neglected in financial planning.

Evaluating investment performance is crucial for investment advisors. While average annual returns seem like a simple metric, they can be misleading. This white paper introduces the concept of Compound Annual Growth Rate (CAGR) and demonstrates its advantages over traditional average returns. We will explore the impact of compounding and illustrate the limitations of average returns with real-world examples.  

Retirement isn’t an ending—it’s the start of a new chapter filled with opportunities, adventures, and the freedom to focus on what matters most. But enjoying the lifestyle you’ve envisioned means having a plan that keeps your hard-earned savings protected and working for you, no matter how the markets behave. At Nautical Star Financial, we help you navigate this transition with clarity and confidence.

We’re proud to share that Nautical Star Financial Group, LLC and Lance Peters, AIF®, PPC®, CPFA®, RICP®have been recognized on ETF.com’s Leaders: Top Advisors & Firms list.

Lance Peters of Nautical Star Financial Group, LLC has been named a 2025 Five Star Wealth Manager, as featured in Texas Monthly.

The fighting between Israel and Iran has worried people around the world and made financial markets jumpy. The situation is constantly evolving, and no one knows what will happen next.

When Hurricane Helene struck, particularly in the remote mountains of North Carolina, we knew we had to act. The damage was extensive, and many communities were cut off without access to essential supplies.

The FAFSA Simplification Act was passed in 2020, but several of the changes are being rolled out with aid applications for the 2024-25 school year.

With the Federal Reserve changing gears and inflation data showing continued relief, I thought now would be the perfect time to reach out with a more comprehensive update on the markets and the economy at-large.

The initial process of developing an investment strategy doesn’t have to be complicated, but it does need to be thorough and intentional.

The American Families Plan that President Joe Biden introduced in late April contains several tax proposals which could have broad-ranging impacts for investors.

Homeowners’ houses are investments like stocks and bonds. Explore the utilitarian, expressive, and emotional benefits, and how it affects your other financial choices.

What's best for you? It depends, but sharing your financial journey with your spouse can have substantial benefits. Here are a few important things to keep in mind.