We make the complex simple.

It’s Not Just About Money—It’s About What Matters Most.

 

At Nautical Star Financial, we believe financial planning isn’t just about numbers. It’s about people — your family, your purpose, and your legacy. That’s why we listen before we plan, and we lead with your values, not just your assets.

Founded by fiduciary advisor Lance Peters, with over 20 years of experience, our firm was built to serve clients who want thoughtful, tax-savvy guidance with integrity at the core.

Let’s start a conversation so we can learn what matters most to you.

Schedule a Discovery Call

Note that while we are based in the Dallas-Fort Worth area, we serve clients across the United States and welcome relationships nationwide.

WHY WE EXIST

 

Too many advisors move fast, talk more than they listen, and give clients a plan that doesn’t reflect their real priorities. We started Nautical Star Financial to make a difference. We’re here to help you reduce unnecessary taxes, find clarity in complexity, and build a financial plan rooted in what truly matters: freedom, faith, or family legacy.

 

WHAT MAKES US DIFFERENT

 

Fiduciary First

We are fee-only and act in your best interest — always.

Tax-Centric Planning

Tax-Centric Planning: Our strategies focus on helping you pay less in taxes and grow with purpose.

Deep Listening

You’ll never be rushed. We take time to understand your story and your goals.

Accessible & Clear

No jargon. No confusion. Just transparent, understandable guidance.

Values-Led Service

Ethics, patriotism, family, and servant-leadership are at the heart of how we operate.

 

Meet the Team

  • Lance Peters, AIF

    FOUNDER, CEO

    Lance is the Principal of Nautical Star Financial Group.

    With more than 30 years of experience advising individuals and small businesses, Lance excels at working with successful business owners to create customized financial solutions to help them reach their goals faster and more efficiently.

    Lance specializes in providing holistic advice that frees up cash flow for businesses and individuals and allows them to achieve their goals quicker and more efficiently.

    Among other things, Lance incorporates proactive tax reduction strategies, investment management, insurance strategies, estate planning, retirement planning, employee benefit plans, and other business owner pain points.

  • Tim Simunds

    DIRECTOR OF OPERATIONS

    As Director of Operations at Nautical Star Financial, Tim is committed to providing clients and advisors with a responsive, organized, and efficient service experience. With more than a decade of experience in the financial services industry, Tim brings a strong analytical mindset to the operational and administrative challenges that arise in serving clients. Known for clear communication and attention to detail, Tim strives to ensure clients feel heard, respected, and well supported throughout their relationship with the firm.

    A graduate of Seattle Pacific University, Tim brings a diverse professional background, having worked in nonprofit and educational settings before entering the financial services industry in 2012. His experience includes supporting advisors and clients through financial-planning processes, portfolio reporting, account administration, and the implementation of investment strategies directed by the firm’s advisors. Tim enjoys the continual learning required in financial services and the opportunity to help the firm’s advisors serve clients effectively.

    Outside of work, Tim values spending time with his spouse and children. Together, they enjoy outdoor activities such as hiking, camping, birdwatching, and gathering around a campfire. Whether supporting the firm’s clients and advisors or spending time with family, Tim brings a grounded and thoughtful approach to what he does.

  • Robert J. McKay

    FINANCIAL ADVISOR

    Rob McKay is a Financial Advisor dedicated to sitting on the same side of the table as his clients. Driven by a fiduciary standard, Rob specializes in holistic financial planning that bridges the gap between wealth preservation and growth. 

    With a specialized background in risk management, Rob brings a unique depth of knowledge to legacy planning. He excels at helping families and business owners create comprehensive plans that not only aim for growth but also protect their loved ones from the unexpected.

    Originally from England, Rob brings a global perspective and a strong foundation of discipline to his practice. He was educated in France and Oxford before moving to the United States to complete his higher education. This diverse background has instilled in him a deep appreciation for tradition, hard work, and the importance of aligning financial resources with one’s personal values.

    Rob resides in Northern Kentucky with his wife and children. He is passionate about serving his community and helping clients find clarity and confidence in their financial future.